USDA Loans

A USDA home loan, backed by the U.S. Department of Agriculture, is designed to help low- and moderate-income families achieve homeownership in rural areas. A USDA loan must be used to buy a home in a designated area that covers several rural and suburban locations. These loans offer several benefits:

Zero Down Payment:USDA loans allow eligible borrowers to purchase a home with no down payment, making homeownership more accessible.
Low Mortgage Rates:The interest rates on USDA loans are typically lower than conventional loans, reducing the overall cost of homeownership.
Income Eligibility:USDA loans are available to low- and moderate-income households. Specific income limits vary by location and family size.
Rural Area Requirement:These loans are intended for properties in designated rural areas. The USDA provides an eligibility map to help determine if a property qualifies.

Get a Quick Quote

First Name *

Last Name *

Email *

Home Phone *

Loan Amount *

Property Value *

Loan Type *

Credit Score *