At Northstar Mortage, we proudly support the men and women of our Armed Forces, veterans and active duty.  It is our honor to assist you in getting the most out of your hard-earned and well-deserved VA Home Loan benefits.  The VA home loan is a mortgage that is backed by the US Department of Veterans Affairs (VA) for those who served or currently serve in the US military.

This is not money loaned by the VA, but money from private lenders that is backed - or insured - by the VA.  These loans typically have no down-payment unless required by the lender, have competitive interest rates, and - unlike many other loans - are assumable.  Here are some other benefits of VA home loans:

• VA rules limit the amount that can be charged in closing costs
• Closing costs may be paid by the seller
• No monthly mortgage insurance.  There is a VA funding fee that can be rolled into the loan, but there is no monthly premium to be paid.
• Va assistance to veteran borrowers who go into default because of temporary financial hardship.

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